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What Is a Personal Injury Claim? A personal injury claim is a person suffering emotional or physical injury as a result of someone else's negligence. The victim can receive compensation for the various damages, such as medical bills as well as pain and suffering and lost wages. Other expenses might include travel costs to appointments and home modifications as well as care costs for permanent disabilities or impairments. Some victims may also be entitled to specific damages for mental suffering. Damages Personal injury claims seek to recover compensation for damages that the victim is suffering due to negligence or other individual. Victims can be compensated for economic and other damages. The amount of reimbursement depends on the severity of the accident as well as the type of injuries sustained. Compensation can cover expenses like medical costs and loss of earnings, and could also include damages for pain and suffering, physical impairment, as well as emotional distress. Punitive damages, which are awarded in the case of extreme recklessness, may also be sought. The types of compensation in the case of personal injury fall into two categories: general and special damages. Special damages refer to incurred expenses and financial losses, and are generally quantifiable. Keep detailed records of any expenses or losses in order to maximize the amount reimbursed by special damages. Future damages are difficult to quantify because they depend on the severity of a victim's injuries and the expected long-term impact. Our attorneys can work with medical experts to establish the estimated cost of ongoing treatment, additional costs for transportation to and from appointments, and any modifications or equipment needs that will result from permanent disabilities. General damages are more subjective and encompass compensation for the victim's pain and discomfort resulting from an accident. This includes compensation for past pain and discomfort and also future suffering and pain that is reasonably foreseeable depending on the severity of the injury. This is why it's important to have a skilled attorney on your side, as they'll know how to evaluate your claim for suffering and pain and provide accurate estimates based upon the facts of your case. Other general damages include emotional distress, loss of companionship and loss of enjoyment. Loss of enjoyment damages compensate the victim for the negative effect that an injury has on their ability to participate in activities they previously enjoyed. Loss of emotional distress or companionship is more difficult to quantify. However, our lawyers have years of experience in helping victims establish the proper amount of compensation for these damages. Medical bills Medical bills can make up an important portion of a personal injury settlement, especially when the victim has suffered serious injuries. If the person who suffers an injury is not covered by preexisting coverage paid by their car insurance or health insurance policy, they will be responsible for the medical costs that were included in the settlement for personal injuries. Medical-related injuries include hospital visits, surgeries, and physical therapy. They also include medications and home care. Additionally the victim of an accident can also claim reimbursement for future anticipated medical expenses resulting from their injuries. These can include future surgeries, rehabilitation treatments or the necessity for long-term medications. It is essential that victims of accidents stay up-to-date in their treatment and communicate with their medical professionals. This will allow them to establish that the suffering and pain they are experiencing has a financial value. Additionally, keeping up-to-date with treatment options can help a victim of an accident get better sooner which is essential in proving the validity of their pain and suffering claim. In some instances medical bills may be so large that they exceed the total settlement of a plaintiff. A lien reduction attorney can help negotiate the outstanding medical charges so that the victim can get more money. Non-economic damages can be just as important as the monetary amount of an injured person's medical bills. They can include emotional distress and loss of enjoyment life and loss of consortium. These types of damages are more difficult to quantify, but can still be compensated. Danbury injury lawyers is essential to consult with an experienced injury lawyer when pursuing an injury claim in order to ensure that all your losses are taken into consideration. Suffering and pain A personal injury claim covers the damages resulting from the physical pain of a victim and mental stress. It may also cover other damages such as loss of enjoyment of life. Pain and suffering is one of the subjective types of damages that are difficult to quantify and prove. It's still an important component of a personal injury claim. In most personal injury cases, the plaintiff is able to claim both economic and non-economic compensatory damages. The former are those that can be linked to tangible losses, such as medical expenses and lost wages. The latter includes things like suffering and suffering, loss of consortium, inconvenience, out-of-pocket costs, and other losses that are not directly monetary. Non-economic damages are also known as “pain and suffering” and are not able to be proven with receipts. They don't include a dollar amount. It is up to the jury to decide what a fair award should be. A judge is usually unwilling to alter a jury's award for pain and suffering. A jury or judge can use several methods to calculate the amount for suffering and pain. One of them is the multiplier method which involves multiplying the actual damages by a figure which is determined by the severity of the injury. Another option is the per diem method which assigns a daily dollar value for each day until the victim has reached maximum medical recovery. If you're using the multiplier or per-diem method, it is essential to provide as much documentation and evidence for your claim as possible. This includes medical records, photographs, witness testimony, and other relevant documents. In addition you should keep a journal detailing your injuries and how they have affected your life. This will aid in remembering the details of your case in the event that you are required to testify at depositions or at hearings. If you cannot reach an agreement with your insurance company, you could have to go to court to resolve your case. You can hire an New York attorney to handle your case on your behalf. An experienced lawyer will help you maximize your compensation for the pain and suffering. Loss of wages Loss of wages can make up an important component of the compensation injured victims receive from their personal injury lawsuit. These are the wages they would have received if they hadn't been forced to miss work due to their injuries. Often, these losses are temporary and can be recouped. In some cases they can be permanent or irreparable. Most people can estimate their lost wages by multiplying their wage by the number weeks or days they were out of work. Let's say you earn $25 an hour ($1,000 per week) and you're injured in a traffic accident. You missed four weeks of work. In this scenario, your lost earnings would be $4,000. Personal injury claims can be more complicated based on the severity and nature of your injury. If you are permanently disabled and cannot return to work, you may be entitled to compensation including future loss of earnings as well as your promotion potential. In these situations you can prove your lost earning capacity by showing evidence of the kind of jobs you may have taken on in the past and what type of pay these jobs could have paid. You may also be required to submit other documentation to prove that you lost wages. This might include a wage verification letter from your employer tax records, tax records, profit and loss statements, receipts or invoices as well as business bank accounts or financial-related correspondence. When calculating your lost wage bonuses and commissions may be considered too. In some instances it is possible that the insurance company might cover your lost wages as part of your no fault claim or settlement agreement. If this is the situation it's not necessary to file an additional personal injury lawsuit on top of your no-fault claim. Contact a seasoned personal injury lawyer if have been injured by an accident in the car or another injuries in New York. This will help you avoid the stress of the legal system and ensure you are compensated for medical bills loss of income, pain and suffering and other expenses.